NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 29, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $117,900.00

MORTGAGOR(S): Damon D. Quiram and Nicole M. Quiram, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc

MIN#: 1000779100041850674660

LENDER: Decision One Mortgage Company, LLC

SERVICER: Barclays Capital Real Estate Inc. dba HomEq Servicing

DATE AND PLACE OF FILING: Filed July 5, 2005, Faribault County Recorder, as Document Number 332590

ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank National Association as Trustee; Dated: March 12, 2007 filed: March 30, 2007, recorded as document number 339786

LEGAL DESCRIPTION OF PROPERTY:

Tract I:

All that part of the SW 1/4 SE 1/4 Section 26-T104N-R26W, Faribault County, Minnesota; described as follows: Commencing at the Southwest corner of the SE 1/4 of said section 26; thence East a distance of 695.79 feet, on the North line of SE 1/4, to the point of beginning; thence North a distance of 130 feet, at a right angle; thence East a distance of 490 feet, at a right angle; thence South a distance of 130 feet, at a right angle, to a point on the South line of said SE 1/4, Thence West a distance of 490.00 feet, at a right angle on the South line of said SE 1/4. to the point of beginning; subject to highway easement.

Tract II:

All that part of the NW 1/4 NE 1/4 Section 35-T104N-R26W, Faribault County, Minnesota, described as follows: Commencing at the Northwest corner of the NE 1/4 of said Section 35; thence East a distance of 695.79 feet, on an assumed bearing on the North line of said NE 1/4, to the point of beginning; thence South a distance of 314.49 feet, at a right angle; thence East a distance of 490 feet at a right angle; thence North a distance of 314.49 feet, at a right angle, to a point on the North line of said NE 1/4; thence West a distance of 490 feet, at a right angle, on the North line of said NE 1/4, to the point of beginning; subject to highway easement

PROPERTY ADDRESS: 47664 200Th St, Easton, MN 56025

PROPERTY IDENTIFICATION NUMBER: 12-026-0501

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $123,105.66

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 25, 2008, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 3, 2008

Wells Fargo Bank National Association as Trustee

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg – 308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States.

October 13, 20, 27,

November 3, 10, 17, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

Date: October 6, 2008

YOU ARE NOTIFIED THAT:

1. Default has occurred in the conditions of the Mortgage dated January 16, 2007, executed by Ricky L. Paz and Jill R. Paz, husband and wife, as Mortgagors, to Wells Fargo Financial Minnesota, Inc., as Mortgagee, and filed for record January 31, 2007, as Document No. 339190, in the office of the County Recorder of Faribault County, Minnesota. The land described in the Mortgage is not registered land.

2. The original principal amount secured by the Mortgage was $98,958.11

3. No action or proceeding at law is now pending to recover the debt secured by the Mortgage, or any part thereof.

4. The holder of the Mortgage has complied with all conditions precedent to acceleration of the debt secured by the Mortgage and foreclosure of the Mortgage, and all notice and other requirements of applicable statutes.

5. At the date of this notice the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage is $104,024.11

6. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the land described as follows:

Legal Description: The East One Half (E 1/2) of Lot Nineteen (19) and all of Lot Twenty (20) except the East One (1) foot thereof, in Block Six (6) of the College Addition to Winnebago City (now City of Winnebago), Faribault County, Minnesota.

Property Address: 525 First Avenue Northwest, Winnebago, Minnesota 56098 Tax Identification Number: 31-250-1500

will be sold by the County Sheriff of Faribault County, Minnesota, at public auction on December 3, 2008 at 10:00 a.m. at the office of Faribault County Sheriff, 125 West Second Street, Blue Earth, MN 56013.

7. The time allowed by law for redemption by Mortgagors or Mortgagor’s personal representatives or assigns is 6 months after the date of sale.

8. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

9. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Wells Fargo Financial Minnesota, Inc.

Attorneys for Mortgagee

Mark D. Stephenson

STEPHENSON, SANFORD & THONE, PLC

Suite 220

1905 East Wayzata Boulevard

Wayzata, MN 55391

(952) 404-2100

1758

October 13, 20, 27,

November 3, 10, 17, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: January 27, 2006.

MORTGAGORS: Marcus Jansen, a single person.

MORTGAGEE: Pioneer Bank.

DATE AND PLACE OF RECORDING: Recorded January 30, 2006, Faribault County Recorder, Document No. 335084.

ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: January 27, 2006, Recorded: February 9, 2006, Document No. 335177. And thereafter assigned to : Chase Home Finance LLC, Dated: October 2, 2008.

TRANSACTION AGENT: NONE.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE.

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Bank.

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC.

MORTGAGED PROPERTY ADDRESS: 408 East Willis Street, Elmore, MN 56027

tax parcel i.d. #: 25-345-0030

LEGAL DESCRIPTION OF PROPERTY: Lot 3 and 4 in Block 1 in Henkel’s Addition to the Village of Elmore, Faribault County, Minnesota, according to the plat of said addition on file and of record in the Office of the Register of Deeds of said County.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $42,330.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $42,621.48

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 2, 2008 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.“

Dated: October 9, 2008.

Chase Home Finance LLC

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

By: Paul A. Weingarden

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

30-5882

1082627950

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

October 20, 27,

November 3, 10, 17, 24, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: February 5, 2008

MORTGAGORS: Darrel L. Borchardt, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded February 12, 2008, Faribault County Recorder, Document No. 343165

ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 9, 2008

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000370-0082140369-3

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC

RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC

MORTGAGED PROPERTY ADDRESS: 162 10th Street Southeast, Wells, MN 56097

TAX PARCEL I.D. #: 30-345-0240 and 30-348-0040

LEGAL DESCRIPTION OF PROPERTY:

Exhibit “A“

Lot Four (4), Block Two (2) Hansen’s First Country Club Addition to the Village of Wells, Faribault County, Minnesota as designated upon the Plat of said Addition on file and of record in the office of the Register of Deeds (now County Recorder) of said County; and

Lot Four (4), Block One (1) First Extension of Hansen’s first and Second Country Club Additions in the City of Wells, Faribault County, Minnesota, as designated upon the Plat of said Additions on file and of record in the office of the Register of Deeds (now County Recorder) of said County.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,209.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,303.70

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 19, 2008 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.“

Dated: October 13, 2008

Chase Home Finance LLC

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

By: Paul A. Weingarden

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

30-5831

1962485043

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

October 27, November 3, 10, 17, 24, December 1, 2008

__________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 20, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,820.00

MORTGAGOR(S): Kenneth G. Lenertz and Kellie Jo Lenertz, husband and wife

MORTGAGEE: CornerStone State Bank

DATE AND PLACE OF FILING: Filed July 9, 2003, Faribault County Recorder, as Document Number 323009

LEGAL DESCRIPTION OF PROPERTY: A tract of land in the Southeast Quarter of the Northeast Quarter (SE 1/4 NE 1/4) of Section Twenty-six (26) in Township One Hundred Three (103) North, Range Twenty-five (25) West of the Fifth Principal Meridian in the County of Faribault, State of Minnesota described as follows:

Commencing at the Southeast corner of the Northeast Quarter (NE 1/4) of said Section Twenty-six (26); thence North 0 degrees 00 minutes 00 seconds East (assumed bearing) along the East line of the Northeast Quarter (NE1/4) a distance of 359.48 feet to the point of beginning and iron pipe survey marker; thence continuing North 0 degrees 00 minutes 00 seconds East a distance of 963.00 feet to the Northeast corner of the Southeast Quarter of the Northeast Quarter (SE 1/4 NE 1/4); thence South 89 degrees 44 minutes 18 seconds West along the North line of the Southeast Quarter of the Northeast Quarter (SE 1/4 NE 1/4) a distance of 451.00 feet; thence South 0 degrees 00 minutes 00 seconds West a distance of 435.00 feet to an iron pipe survey marker; thence North 89 degrees 44 minutes 18 seconds East a distance of 118.00 feet to an iron pipe survey marker; thence South 0 degrees 00 minutes 00 seconds West a distance of 528.00 feet; thence North 89 degrees 44 minutes 18 seconds East a distance of 333.00 feet to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,713.65

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December10, 2008, 10:00 am

PLACE OF SALE: Sheriff’s Main Office, 125 West Second Street, Blue Earth, MN 56013

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 21, 2008

Attorney for CornerStone State Bank

Gary L. Monahan (#126214)

Monahan Law Office

419 North Main Street

Le Sueur, MN 56058

507-665-3329

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

October 27, November 3, 10, 17, 24, December 1, 2008

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: June 8, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,015.00

MORTGAGOR(S): Linda Honken and Alan Honken, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Lender M&I Bank FSB, a Nevada corporation

DATE AND PLACE OF FILING: Filed June 15, 2005, Faribault County Recorder; Document No. 332309

ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc.

LEGAL DESCRIPTION OF PROPERTY: Lot 2 in Block 16 in Garretson’s Addition to Blue Earth City, (now City of Blue Earth)

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $49,608.59

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 11, 2008 at 10:00 a.m.

PLACE OF SALE: Faribault County Sheriff’s Office, 125 West Second St., Blue Earth, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s,) their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 21, 2008

HSBC Mortgage Services, Inc.

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(F7857)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

NOTICE OF MORTGAGE

FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. §580.025

(1) Street Address, City and Zip Code of Mortgaged Premises: 520 East 10th Street, Blue Earth, MN 56013

(2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lender M&I Bank FSB, a Nevada corporation

(3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lender M&I Bank FSB, a Nevada corporation

(4) Residential Servicer: HSBC 1-800-333-5848

(5) Tax Parcel Identification Number: 21.0325.1520

(4) Transaction Agent’s Mortgage ID Number (MERS number): 100273100007840206

October 27, November 3, 10, 17, 24, December 1, 2008

__________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 23, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $110,400.00

MORTGAGOR(S): Marcus H. Elvebak and Stacey L. Elvebak, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100386100002084515

LENDER: Bear Stearns Residential Mortgage

SERVICER: EMC Mortgage Corporation

DATE AND PLACE OF FILING: Filed March 22, 2006, Faribault County Recorder, as Document Number 335564

LEGAL DESCRIPTION OF PROPERTY: Lot Seven (7), in Block Two (2) in Roalstd’s Addition to the Village of Kiester

PROPERTY ADDRESS: 108 North 8Th Street, Kiester, MN 56051

PROPERTY IDENTIFICATION NUMBER: 27-548-0270

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $113,115.96

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 9, 2008, 10:00 am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 17, 2008

Mortgage Electronic Registration Systems, Inc.

Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg – 308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

October 27, November 3, 10, 17, 24, December 1, 2008

_________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: August 31, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00

MORTGAGOR(S): Jason Schroeder, an unmarried person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#:1000139-0080090319-1

LENDER: Irwin Mortgage Corporation

SERVICER: Everhome Mortgage Company F/K/A Alliance Mortgage Company

DATE AND PLACE OF FILING: Filed September 13, 2005, Faribault County Recorder, as Document Number 333373

ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: October 13, 2008

LEGAL DESCRIPTION OF PROPERTY: The East 56 feet of Lots One (1) and Two (2) in block Nine (9) in Clark W, Thompson’s addition to the Village of Wells.

PROPERTY ADDRESS: 380 W Franklin St, Wells, MN 56097

PROPERTY IDENTIFICATION NUMBER: 305861620

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $50,409.31

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 9, 2008, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 16, 2008

Everhome Mortgage Company

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg – 308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

October 27, November 3, 10, 17, 24, December 1, 2008

_________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 24, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $67,500.00

MORTGAGOR(S): Dawn Weringa and Thomas Weringa, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 100052647013573178

LENDER: Fieldstone Mortgage Company

SERVICER: EMC Mortgage Corporation

DATE AND PLACE OF FILING: Filed November 28, 2006, Faribault County Recorder, as Document Number 338490

LEGAL DESCRIPTION OF PROPERTY: 1- The South 65 feet of Lot Four (4) in Block One (1) in the Village of Elmore, in the County of Faribault and State of Minnesota as designated upon the Plat of said Village on file in the Office of the Registrar of Deeds (now County Recorder) in and for said County and State. 2- The South 50 feet of Lot Five (5) in Block One (1) in the Village of Elmore, in the County of Faribault and State of Minnesota as designated upon the Plat of said Village on file in the Office of the Registrar of Deeds (now County Recorder) in and for said County and State. 3- The North 35 feet of Auditor’s Lot 10 of the Auditor’s Subdivision of the West Half of the South West Quarter of Section Thirty-Three (33) in Township One Hundred One (101) North of Range Twenty-Seven (27) West of the Fifth Principal Meridian in the County of Faribault, State of Minnesota. Said tract being also described as : Commencing at the Southeast corner of Block One (1) in the Village of Elmore, Faribault County, Minnesota, according to the Plat of said Village on file in the Office of the Registrar of Deeds of said County, running thence South 35 feet, thence West 66 feet, thence North 35 feet, thence East 66 feet to beginning.

PROPERTY ADDRESS: 405 S Henry, Elmore, MN 56027

PROPERTY IDENTIFICATION NUMBER: 25-200-0050 and 25-033-0480

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $76,780.94

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 2, 2008, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 14, 2008

Mortgage Electronic Registration Systems, Inc.

Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg -308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

October 27, November 3, 10, 17, 24, December 1, 2008

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 07/27/2001

MORTGAGOR(S): Michelle A. Gottberg, a single person.

MORTGAGEE: Wells Fargo Home Mortgage, Inc.

SERVICER: US Bank Home Mortgage

MORTGAGE ID #: N/A

DATE AND PLACE OF RECORDING: Recorded July 31, 2001, Faribault County Recorder, Document No. 312867.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agenc