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BREAKING NEWS

Public Notices 11-24-08

By Staff | Nov 24, 2008

NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 27, 2006. MORTGAGORS: Marcus Jansen, a single person. MORTGAGEE: Pioneer Bank. DATE AND PLACE OF RECORDING: Recorded January 30, 2006, Faribault County Recorder, Document No. 335084. ASSIGNMENTS OF MORTGAGE: Assigned to: JPMorgan Chase Bank, N.A., Dated: January 27, 2006, Recorded: February 9, 2006, Document No. 335177. And thereafter assigned to : Chase Home Finance LLC, Dated: October 2, 2008. TRANSACTION AGENT: NONE. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Pioneer Bank. RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC. MORTGAGED PROPERTY ADDRESS: 408 East Willis Street, Elmore, MN 56027 tax parcel i.d. #: 25-345-0030 LEGAL DESCRIPTION OF PROPERTY: Lot 3 and 4 in Block 1 in Henkel’s Addition to the Village of Elmore, Faribault County, Minnesota, according to the plat of said addition on file and of record in the Office of the Register of Deeds of said County. COUNTY IN WHICH PROPERTY IS LOCATED: Faribault ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $42,330.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $42,621.48 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2008 at 10:00 AM PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 9, 2008. Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5882 1082627950 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. October 20, 27, November 3, 10, 17, 24, 2008 __________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: February 5, 2008 MORTGAGORS: Darrel L. Borchardt, a single person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded February 12, 2008, Faribault County Recorder, Document No. 343165 ASSIGNMENTS OF MORTGAGE: Assigned to: Chase Home Finance LLC, Dated: October 9, 2008 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 1000370-0082140369-3 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Lend Smart Mortgage, LLC RESIDENTIAL MORTGAGE SERVICER: Chase Home Finance LLC MORTGAGED PROPERTY ADDRESS: 162 10th Street Southeast, Wells, MN 56097 TAX PARCEL I.D. #: 30-345-0240 and 30-348-0040 LEGAL DESCRIPTION OF PROPERTY: Exhibit “A” Lot Four (4), Block Two (2) Hansen’s First Country Club Addition to the Village of Wells, Faribault County, Minnesota as designated upon the Plat of said Addition on file and of record in the office of the Register of Deeds (now County Recorder) of said County; and Lot Four (4), Block One (1) First Extension of Hansen’s first and Second Country Club Additions in the City of Wells, Faribault County, Minnesota, as designated upon the Plat of said Additions on file and of record in the office of the Register of Deeds (now County Recorder) of said County. COUNTY IN WHICH PROPERTY IS LOCATED: Faribault ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $129,209.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $134,303.70 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 19, 2008 at 10:00 AM PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 13, 2008 Chase Home Finance LLC Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. By: Paul A. Weingarden Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 30-5831 1962485043 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. October 27, November 3, 10, 17, 24, December 1, 2008 __________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 20, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,820.00 MORTGAGOR(S): Kenneth G. Lenertz and Kellie Jo Lenertz, husband and wife MORTGAGEE: CornerStone State Bank DATE AND PLACE OF FILING: Filed July 9, 2003, Faribault County Recorder, as Document Number 323009 LEGAL DESCRIPTION OF PROPERTY: A tract of land in the Southeast Quarter of the Northeast Quarter (SE 1/4 NE 1/4) of Section Twenty-six (26) in Township One Hundred Three (103) North, Range Twenty-five (25) West of the Fifth Principal Meridian in the County of Faribault, State of Minnesota described as follows: Commencing at the Southeast corner of the Northeast Quarter (NE 1/4) of said Section Twenty-six (26); thence North 0 degrees 00 minutes 00 seconds East (assumed bearing) along the East line of the Northeast Quarter (NE1/4) a distance of 359.48 feet to the point of beginning and iron pipe survey marker; thence continuing North 0 degrees 00 minutes 00 seconds East a distance of 963.00 feet to the Northeast corner of the Southeast Quarter of the Northeast Quarter (SE 1/4 NE 1/4); thence South 89 degrees 44 minutes 18 seconds West along the North line of the Southeast Quarter of the Northeast Quarter (SE 1/4 NE 1/4) a distance of 451.00 feet; thence South 0 degrees 00 minutes 00 seconds West a distance of 435.00 feet to an iron pipe survey marker; thence North 89 degrees 44 minutes 18 seconds East a distance of 118.00 feet to an iron pipe survey marker; thence South 0 degrees 00 minutes 00 seconds West a distance of 528.00 feet; thence North 89 degrees 44 minutes 18 seconds East a distance of 333.00 feet to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Faribault THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $89,713.65 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December10, 2008, 10:00 am PLACE OF SALE: Sheriff’s Main Office, 125 West Second Street, Blue Earth, MN 56013 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 21, 2008 Attorney for CornerStone State Bank Gary L. Monahan (#126214) Monahan Law Office 419 North Main Street Le Sueur, MN 56058 507-665-3329 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. October 27, November 3, 10, 17, 24, December 1, 2008 _________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 8, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,015.00 MORTGAGOR(S): Linda Honken and Alan Honken, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for Lender M&I Bank FSB, a Nevada corporation DATE AND PLACE OF FILING: Filed June 15, 2005, Faribault County Recorder; Document No. 332309 ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Mortgage Services, Inc. LEGAL DESCRIPTION OF PROPERTY: Lot 2 in Block 16 in Garretson’s Addition to Blue Earth City, (now City of Blue Earth) COUNTY IN WHICH PROPERTY IS LOCATED: Faribault County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $49,608.59 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 11, 2008 at 10:00 a.m. PLACE OF SALE: Faribault County Sheriff’s Office, 125 West Second St., Blue Earth, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s,) their personal representatives or assigns is six (6) months from the date of sale. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 21, 2008 HSBC Mortgage Services, Inc. Mortgagee REITER & SCHILLER, P.A. Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (F7857) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. §580.025 (1) Street Address, City and Zip Code of Mortgaged Premises: 520 East 10th Street, Blue Earth, MN 56013 (2) Transaction Agent: Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lender M&I Bank FSB, a Nevada corporation (3) Name of Mortgage Originator (Lender): Mortgage Electronic Registration Systems, Inc., a Delaware Corporation as nominee for Lender M&I Bank FSB, a Nevada corporation (4) Residential Servicer: HSBC 1-800-333-5848 (5) Tax Parcel Identification Number: 21.0325.1520 (4) Transaction Agent’s Mortgage ID Number (MERS number): 100273100007840206 October 27, November 3, 10, 17, 24, December 1, 2008 __________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: August 31, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,000.00 MORTGAGOR(S): Jason Schroeder, an unmarried person MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#:1000139-0080090319-1 LENDER: Irwin Mortgage Corporation SERVICER: Everhome Mortgage Company F/K/A Alliance Mortgage Company DATE AND PLACE OF FILING: Filed September 13, 2005, Faribault County Recorder, as Document Number 333373 ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: October 13, 2008 LEGAL DESCRIPTION OF PROPERTY: The East 56 feet of Lots One (1) and Two (2) in block Nine (9) in Clark W, Thompson’s addition to the Village of Wells. PROPERTY ADDRESS: 380 W Franklin St, Wells, MN 56097 PROPERTY IDENTIFICATION NUMBER: 305861620 COUNTY IN WHICH PROPERTY IS LOCATED: Faribault THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $50,409.31 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 9, 2008, 10:00am PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 16, 2008 Everhome Mortgage Company Assignee of Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP Lawrence P. Zielke – 152559 Diane F. Mach – 273788 Kristine M. Spiegelberg – 308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. October 27, November 3, 10, 17, 24, December 1, 2008 _________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: November 24, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $67,500.00 MORTGAGOR(S): Dawn Weringa and Thomas Weringa, wife and husband MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100052647013573178 LENDER: Fieldstone Mortgage Company SERVICER: EMC Mortgage Corporation DATE AND PLACE OF FILING: Filed November 28, 2006, Faribault County Recorder, as Document Number 338490 LEGAL DESCRIPTION OF PROPERTY: 1- The South 65 feet of Lot Four (4) in Block One (1) in the Village of Elmore, in the County of Faribault and State of Minnesota as designated upon the Plat of said Village on file in the Office of the Registrar of Deeds (now County Recorder) in and for said County and State. 2- The South 50 feet of Lot Five (5) in Block One (1) in the Village of Elmore, in the County of Faribault and State of Minnesota as designated upon the Plat of said Village on file in the Office of the Registrar of Deeds (now County Recorder) in and for said County and State. 3- The North 35 feet of Auditor’s Lot 10 of the Auditor’s Subdivision of the West Half of the South West Quarter of Section Thirty-Three (33) in Township One Hundred One (101) North of Range Twenty-Seven (27) West of the Fifth Principal Meridian in the County of Faribault, State of Minnesota. Said tract being also described as : Commencing at the Southeast corner of Block One (1) in the Village of Elmore, Faribault County, Minnesota, according to the Plat of said Village on file in the Office of the Registrar of Deeds of said County, running thence South 35 feet, thence West 66 feet, thence North 35 feet, thence East 66 feet to beginning. PROPERTY ADDRESS: 405 S Henry, Elmore, MN 56027 PROPERTY IDENTIFICATION NUMBER: 25-200-0050 and 25-033-0480


COUNTY IN WHICH PROPERTY IS LOCATED: Faribault THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $76,780.94 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 2, 2008, 10:00am PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 14, 2008 Mortgage Electronic Registration Systems, Inc. Mortgagee SHAPIRO, NORDMEYER & ZIELKE, LLP Lawrence P. Zielke – 152559 Diane F. Mach – 273788 Kristine M. Spiegelberg -308845 Melissa L. Baldridge Porter-0337778 Attorneys for Mortgagee 12550 West Frontage Road, Ste. 200 Burnsville, MN 55337 (952) 831-4060 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES. October 27, November 3, 10, 17, 24, December 1, 2008 _________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: 07/27/2001 MORTGAGOR(S): Michelle A. Gottberg, a single person. MORTGAGEE: Wells Fargo Home Mortgage, Inc. SERVICER: US Bank Home Mortgage MORTGAGE ID #: N/A DATE AND PLACE OF RECORDING: Recorded July 31, 2001, Faribault County Recorder, Document No. 312867. ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency Dated:July 27, 2001, Recorded July 31, 2007, Faribault County Recorder, Document No. 312868. LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5 in Block 35 in the Village (now City) of Wells, Faribault County, Minnesota, Faribault County, Minnesota. TAX PARCEL NO.: 302007340 ADDRESS OF PROPERTY: 259 3rd Avenue Southeast Wells, MN 56097-1625 COUNTY IN WHICH PROPERTY IS LOCATED: Faribault ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $41,843.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $39,353.55 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: Wednesday, December 31, 2008, 10:00 a.m. PLACE OF SALE: East Door, Sheriff’s Office, City of Blue Earth to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: October 27, 2008 Minnesota Housing Finance Agency Assignee of Mortgagee Peterson, Fram & Bergman, P.A. By: Michael T. Oberle Attorneys for: Minnesota Housing Finance Agency Assignee of Mortgagee 55 E. 5th St., Suite 800 St. Paul, MN 55101 (651) 291-8955 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 16205-080214 November 3, 10, 17, 24, December 1, 8, 2008 __________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 29, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $59,160.00 MORTGAGOR(S): Tarra Hedland, a single person MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed August 3, 2005, Faribault County Recorder; Document No. 332933 ASSIGNMENTS OF MORTGAGE: Assigned to: None LEGAL DESCRIPTION OF PROPERTY: The East 1/5 of the South Half of Block Thirty-two (32) in Blue Earth City (now City of Blue Earth) COUNTY IN WHICH PROPERTY IS LOCATED: Faribault County, Minnesota THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $58,711.29 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 8, 2009 at 10:00 a.m. PLACE OF SALE: Faribault County Sheriff’s Office, 125 West Second St., Blue Earth, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s,) their personal representatives or assigns is six (6) months from the date of sale. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 27, 2008 WELLS FARGO BANK, N.A. Mortgagee REITER & SCHILLER, P.A. Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Leah K. Weaver, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (X4855) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA Minn. Stat. §580.025 (1) Street Address, City and Zip Code of Mortgaged Premises: 729 Est 3rd Street, Blue Earth, MN 56013 (2) Transaction Agent: Wells Fargo Bank, N.A. (3) Name of Mortgage Originator: Wells Fargo Bank, N.A. (4) Residential Servicer: Wells Fargo Home Mortgage 877-216-8448 (3) Tax Parcel Identification Number: 21-20-3200 (4) Transaction Agent’s Mortgage ID Number (MERS number): none November 3, 10, 17, 24, December 1, 8, 2008 __________________________


NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: December 10, 2007 MORTGAGORS: Christopher L.W. Paulette and Breanna Paulette, husband and wife. MORTGAGEE: Mortgage Electronic Registration Systems, Inc. DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Faribault County Recorder, Document No. 342504. ASSIGNMENTS OF MORTGAGE: Assigned to: FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK National Association, Dated: October 13, 2008. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200624520328 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK N.A. RESIDENTIAL MORTGAGE SERVICER: First Horizon Home Loans, a division of First Tennessee Bank, National Association MORTGAGED PROPERTY ADDRESS: 205 3rd Street East, Blue Earth, MN 56013 TAX PARCEL I.D. #: 212003660 LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) and the west Half (W 1/2) of Lot Seven (7) in Block Thirty-seven (37) according to the Plat of Blue Earth City (now City of Blue Earth) Faribault County, Minnesota, on file and of recorded in the Office of the Register of Deeds (now County Recorder) of said County, excepting therefrom the North 60 feet thereof. COUNTY IN WHICH PROPERTY IS LOCATED: Faribault ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,705.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $78,449.75 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: December 23, 2008 at 10:00 AM PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: October 28, 2008. First Horizon Home Loans, a division of First Tennessee Bank National Association Mortgagee/Assignee of Mortgagee USSET, WEINGARDEN AND LIEBO, P.L.L.P. Attorneys for Mortgagee/Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 23-326 0062452032 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. November 10, 17, 24, December 1, 8, 15, 2008 __________________________


NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 21, 2006 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $256,000.00 MORTGAGOR(S): Jason Walgrave, a single man MORTGAGEE: Kuhlmann Commercial Capital, Incorporated d/b/a KC Capital DATE AND PLACE OF RECORDING: Recorded: July 28, 2006 Faribault County Recorder Document #: 337197 ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Mortgage Electronic Registration Systems, Inc. Dated: July 21, 2006 Recorded: July 28, 2006 Document #: 337198 Transaction Agent: Mortgage Electronic Registration Systems, Inc Transaction Agent Mortgage Identification Number: 800010100000034677 Lender or Broker: Kuhlmann Commercial Capital, Incorporated d/b/a KC Capital Residential Mortgage Servicer: Litton Loan Servicing LP Mortgage Originator: Not Applicable LEGAL DESCRIPTION OF PROPERTY: THE FOLLOWING PROPERTY LOCATED IN THE COUNTY OF FARIBAULT, STATE OF MINNESOTA: 1) TRACT OF LAND IN THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 2, TOWNSHIP 101, RANGE 26, DESCRIBED AS: COMMENCING AT THE NORTHWEST CORNER OF BLOCK 3, IN THE ORIGINAL VILLAGE OF FROST; THENCE SOUTH 89 DEGREES 32 MINUTES 48 SECONDS WEST (ASSUMED BEARING) ALONG THE WESTERLY EXTENSION OF THE NORTHERLY LINE OF SAID BLOCK 3, A DISTANCE OF 66.00 FEET; THENCE SOUTH 00 DEGREES 00 MINUTES 00 SECONDS WEST, ALONG A LINE PARALLEL WITH AND DISTANCE 66.00 FEET WESTERLY OF THE WEST LINE OF SAID BLOCK 3, A DISTANCE OF 101.10 FEET TO