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BREAKING NEWS

Public Notices 12-8-08

By Staff | Dec 8, 2008

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 07/27/2001

MORTGAGOR(S): Michelle A. Gottberg, a single person.

MORTGAGEE: Wells Fargo Home Mortgage, Inc.

SERVICER: US Bank Home Mortgage

MORTGAGE ID #: N/A

DATE AND PLACE OF RECORDING: Recorded July 31, 2001, Faribault County Recorder, Document No. 312867.

ASSIGNMENTS OF MORTGAGE: Assigned to: Minnesota Housing Finance Agency Dated:July 27, 2001, Recorded July 31, 2007, Faribault County Recorder, Document No. 312868.

LEGAL DESCRIPTION OF PROPERTY: Lots 4 and 5 in Block 35 in the Village (now City) of Wells, Faribault County, Minnesota, Faribault County, Minnesota.

TAX PARCEL NO.: 302007340

ADDRESS OF PROPERTY:

259 3rd Avenue Southeast

Wells, MN 56097-1625

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $41,843.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $39,353.55

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, December 31, 2008, 10:00 a.m.

PLACE OF SALE: East Door, Sheriff’s Office, City of Blue Earth

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 27, 2008

Minnesota Housing Finance Agency

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Michael T. Oberle

Attorneys for:

Minnesota Housing Finance Agency

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16205-080214

November 3, 10, 17, 24, December 1, 8, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 29, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $59,160.00

MORTGAGOR(S): Tarra Hedland, a single person

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Filed August 3, 2005, Faribault County Recorder; Document No. 332933

ASSIGNMENTS OF MORTGAGE: Assigned to: None

LEGAL DESCRIPTION OF PROPERTY: The East 1/5 of the South Half of Block Thirty-two (32) in Blue Earth City (now City of Blue Earth)

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $58,711.29

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statues;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 8, 2009 at 10:00 a.m.

PLACE OF SALE: Faribault County Sheriff’s Office, 125 West Second St., Blue Earth, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s,) their personal representatives or assigns is six (6) months from the date of sale.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: August 27, 2008

WELLS FARGO BANK, N.A.

Mortgagee

REITER & SCHILLER, P.A.

Rebecca F. Schiller, Esq.

Sarah J.B. Adam, Esq.

N. Kibongni Fondungallah, Esq.

James J. Pauly, Esq.

Leah K. Weaver, Esq.

Attorneys for Mortgagee

25 North Dale Street

St. Paul, MN 55102-2227

(651) 209-9760

(X4855)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR

NOTICE OF MORTGAGE

FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. §580.025

(1) Street Address, City and Zip Code of Mortgaged Premises: 729 Est 3rd Street, Blue Earth, MN 56013

(2) Transaction Agent: Wells Fargo Bank, N.A.

(3) Name of Mortgage Originator: Wells Fargo Bank, N.A.

(4) Residential Servicer: Wells Fargo Home Mortgage 877-216-8448

(3) Tax Parcel Identification Number: 21-20-3200

(4) Transaction Agent’s Mortgage ID Number (MERS number): none

November 3, 10, 17, 24, December 1, 8, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: December 10, 2007

MORTGAGORS: Christopher L.W. Paulette and Breanna Paulette, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING: Recorded December 12, 2007, Faribault County Recorder, Document No. 342504.

ASSIGNMENTS OF MORTGAGE: Assigned to: FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK National Association, Dated: October 13, 2008.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100085200624520328

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: FIRST HORIZON HOME LOANS, a division of FIRST TENNESSEE BANK N.A. RESIDENTIAL MORTGAGE SERVICER: First Horizon Home Loans, a division of First Tennessee Bank, National Association

MORTGAGED PROPERTY ADDRESS: 205 3rd Street East, Blue Earth, MN 56013

TAX PARCEL I.D. #: 212003660

LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) and the west Half (W 1/2) of Lot Seven (7) in Block Thirty-seven (37) according to the Plat of Blue Earth City (now City of Blue Earth) Faribault County, Minnesota, on file and of recorded in the Office of the Register of Deeds (now County Recorder) of said County, excepting therefrom the North 60 feet thereof.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $75,705.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $78,449.75

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 23, 2008 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: October 28, 2008.

First Horizon Home Loans, a division of First Tennessee Bank National Association

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

23-326

0062452032

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

November 10, 17, 24, December 1, 8, 15, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: November 26, 2003

MORTGAGORS: Stephen Hawkinson and Angela Hawkinson, husband and wife.

MORTGAGEE: First Franklin Financial Corporation

DATE AND PLACE OF RECORDING: Recorded February 2, 2004, Faribault County Recorder, Document No. 326078.

ASSIGNMENTS OF MORTGAGE: Assigned to: LaSalle Bank National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Mortgage Loan Asset-Backed Certificates, Series 2006-FF1, Dated: September 1, 2008, Recorded: October 22, 2008, Document No. 345883.

TRANSACTION AGENT: NONE

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: First Franklin Financial Corporation

RESIDENTIAL MORTGAGE SERVICER: Home Loan Services, Inc.

MORTGAGED PROPERTY ADDRESS: 250 5th Street, Faribault, MN 56097

TAX PARCEL I.D. #: 30.200.6510

LEGAL DESCRIPTION OF PROPERTY: The East 60 Feet of Lots 1 and 2 in Block 31 in the Village of Wells, Faribault County, Minnesota, according to the plat of said Village on File and of Record in the Office of the Register of Deeds of Said County.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $56,250.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $57,110.14

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 9, 2009 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 7, 2008.

LaSalle Bank National Association, Trustee

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

Attorneys for Mortgagee/ Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

76-2797

1044195820

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

November 17, 24,

December 1, 8, 15, 22, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 1, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $49,000.00

MORTGAGOR(S): Merrilee I. Bruegger, Single Person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING:

Recorded: October 28, 2004

Faribault County Recorder

Document #: 329477

Transaction Agent : Mortgage Electronic Registration Systems, Inc

Transaction Agent Mortgage Identification Number: 100015700042566808

Lender or Broker: America’s Wholesale Lender

Residential Mortgage Servicer: Litton Loan Servicing LP

Mortgage Originator: Not Applicable

LEGAL DESCRIPTION OF PROPERTY: Lots Twenty-four (24), Twenty-five (25) and Twenty-six (26) in Block Three (3), in Southside Addition to Minnesota Lake, Faribault County, Minnesota according to the plat of said Addition on file in the Office of the Register of Deeds of said County.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

Property Address: 214 E Minnesota Ave Minnesota Lake, MN 56068

Tax Parcel ID No: 28.570.0940

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $49,539.78

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 8, 2009 10:00 A.M.

PLACE OF SALE: Sheriff’s Main Office, Courthouse, Blue Earth, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 14, 2008

Mortgage Electronic Registration Systems, Inc.

Mortgagee

Wilford & Geske

Attorneys for Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651) 209-3300

File ID: 128800-35437

November 17, 24,

December 1, 8, 15, 22, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the

conditions of the following described mortgage:

DATE OF MORTGAGE: December 22, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $54,000.00

MORTGAGOR(S): Carrie Ingbritson, Single Person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING:

Recorded: December 28, 2006

Faribault County Recorder

Document #: 338865

ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: Franklin Credit Management Corp.

Dated: September 23, 2008

Recorded: September 25, 2008

Document #: 345584

Transaction Agent : Mortgage Electronic Registration Systems, Inc

Transaction Agent Mortgage Identification Number: 100427500000079832

Lender or Broker: Primesource Funding

Residential Mortgage Servicer: Franklin Credit Management Cor

Mortgage Originator: Not Applicable

LEGAL DESCRIPTION OF PROPERTY: Lot 9 in Block 1 in Kremer’s Addition to the Village of Minnesota Lake, Faribault County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

Property Address : 23 South Park St. Minnesota Lake,

MN 56068

Tax Parcel ID No : 28-412-0090

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $58,656.91

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 8, 2009 10:00 A.M.

PLACE OF SALE: Sheriff’s Main Office, Courthouse, Blue Earth, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A

DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 17, 2008

Franklin Credit Management Corp.

Assignee of Mortgagee

Wilford & Geske

Attorneys for Assignee of Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651) 209-3300

File ID: 077850-33880

November 17, 24,

December 1, 8, 15, 22, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 8, 2006

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $50,250.00

MORTGAGOR(S):Timoteo Jose Gonsalez, married man

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING:

Recorded: February 10, 2006

Faribault County Recorder

Document #: 335199

ASSIGNMENTS OF MORTGAGE: And thereafter assigned to: HSBC BANK USA, NATIONAL ASSOCIATION IN ITS CAPACITY AS TRUSTEE FOR THE CITIGROUP MORTGAGE LOAN TRUST INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-SHL1 Dated: September 3, 2008

Transaction Agent: Mortgage Electronic Registration Systems, Inc

Transaction Agent Mortgage Identification Number: 100180100003234562

Lender or Broker: Encore Credit Corp.

Residential Mortgage Servicer: Regions Mortgage, Inc

Mortgage Originator: Not Applicable

LEGAL DESCRIPTION OF PROPERTY: Lot Three (3) in Block Twenty-two (22) of the Original plat of the Village (now City) of Wells, according to the plat thereof on file and of record in the Office of the County Recorder for Faribault County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

Property Address : 453 1st Ave South Wells, MN 56097

Tax Parcel ID No : 302004830

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $57,959.93

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 6, 2009 10:00 A.M.

PLACE OF SALE: Sheriff’s Main Office, Courthouse, Blue Earth, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 17, 2008

HSBC BANK USA, NATIONAL ASSOCIATION IN ITS CAPACITY AS TRUSTEE FOR THE CITIGROUP MORTGAGE LOAN TRUST INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2007-SHL1

Assignee of Mortgagee

Wilford & Geske

Attorneys for Assignee of Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651) 209-3300

File ID: 180785-31053

November 17, 24,

December 1, 8, 15, 22, 2008

__________________________

NOTICE OF CANCELLATION

OF CONTRACT FOR DEED

YOU ARE NOTICED THAT:

1. Default has occurred in the Contract of Deed (“Contract“) dated December 30, 2004, and filed for record January 31, 2005, as Document Number 330640, in the Office of the County Recorder of Faribault County, Minnesota, in which Glenn Gullikson a/k/a Glenn F. Gullikson, Linda Gullikson as seller(s), sold to Dan Moak a/k/a Daniel C. Moak, as purchaser(s), the real property in Faribault County, Minnesota, described as follows:

A tract commencing Sixty-six (66) feet West and Two Hundred Sixteen (216) feet North of the Northwest corner of Block Four (4) as designated upon the recorded Plat of the Village of Bricelyn, Faribault County, Minnesota on file in the office of the Register of Deeds of said County, running thence North Seventy-five (75) feet, thence West One Hundred Forty (140) feet, thence South Seventy-five (75) feet, and thence East One Hundred Forty (140) feet to the point of beginning. The above serviced tract is otherwise designated and described as Auditor’s Lot No. 30 of the Auditor’s subdivision of the Northwest Quarter of the Southeast Quarter of Section Ten (10) in Township One Hundred One (101) North of Range Twenty-five (25) West of the Fifth Principal Meridian according to the Plat of said Auditor’s subdivision on file in the office of the Register of Deeds of said County.

2. The default is as follows:

They are delinquent in their monthly payments of $282.85 since January 1, 2005, the unpaid balance of $31,625.00 is still due in full, plus interest of 7 percent per annum since January 1, 2005.

3. For contracts executed after August 1, 1976, and prior to August 1, 1985, the purchase price was- and the amount of the purchase price paid by purchasers is- which is -% of the purchase price, as calculated in the manner required by Minnesota Statutes §559.21, subd. le.

4.The conditions contained in Minnesota Statutes §559.209 have been complied with or are not applicable.

5. THIS NOTICE IS TO INFORM YOU THAT BY THIS NOTICE THE SELLER HAS BEGUN PROCEEDINGS UNDER MINNESOTA STATUTES, SECTION 559.21, TO TERMINATE YOUR CONTRACT FOR THE PURPOSE OF YOUR PROPERTY FOR THE REASONS SPECIFIED IN THIS NOTICE. THE CONTRACT WILL TERMINATE (90) Ninety DAYS AFTER (THE FIRST DATE OF PUBLICATION OF THIS NOTICE) UNLESS BEFORE THEN:

(a) THE PERSON AUTHORIZED IN THIS NOTICE TO RECEIVE PAYMENTS RECEIVES FROM YOU:

(1) The amount this notice says you owe; plus

(2) The costs of service (to be sent to you); plus

(3) $250.00 to apply to attorneys’ fees actually expended to incurred; plus

(4) For contracts executed on or after May 1, 1980, any additional payments becoming due under the contract to the Seller after this notice was served on you; plus

(5) For contracts, other than earnest money contracts, purchase agreements and exercised options, executed on or after August 1, 1985, $632.50 (which is two percent of the amount in default at the time of service other than the final balloon payment, any taxes, assessments, mortgages, or prior contracts that are assumed by you); or

(b) YOU SECURE FROM A COUNTY OR DISTRICT COURT AN ORDER THAT THE TERMINATION OF THE CONTRACT BE SUSPENDED UNTIL YOUR CLAIMS OR DEFENSES ARE FINALLY DISPOSED OF BY TRIAL, HEARING OR SETTLEMENT. YOUR ACTION MUST SPECIFICALLY STATE THOSE FACTS AND GROUNDS THAT DEMONSTRATE YOUR CLAIMS OR DEFENSES.

IF YOU DO NOT DO ONE OR THE OTHER OF THE ABOVE THINGS WITHIN THE TIME PERIOD SPECIFIED IN THIS NOTICE, YOUR CONTRACT WILL TERMINATE AT THE END OF THE PERIOD AND YOU WILL LOSE ALL THE MONEY YOU HAVE PAID ON THE CONTRACT; YOU WILL LOSE YOUR RIGHT TO POSSESSION OF THE PROPERTY; YOU MAY LOSE YOUR RIGHT TO ASSERT ANY CLAIM OR DEFENSES THAT YOU MIGHT HAVE; AND YOU WILL BE EVICTED. IF YOU HAVE ANY QUESTIONS ABOUT THIS NOTICE, CONTACT AN ATTORNEY IMMEDIATELY.

6. The name, mailing address, street address or location and telephone number of the seller or of any attorney authorized by the seller to accept payment pursuant to this notice is:

R. William Barke,

Attorney for Seller

Mailing Address: P.O. Box 127

Blue Earth, MN 56013

Street Address or Location where the Seller or the Attorney will accept payment pursuant to this notice:

114 West Sixth Street

Blue Earth, MN 56013

Telephone: (507) 526-2141

This person is authorized to receive the payments from you under this notice.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT AND INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Nov. 24, December 1, 8, 2008

__________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 5, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $55,100.00

MORTGAGOR(S): Crystal Jean Sanders and Joel Sanders, wife and husband

MORTGAGEE: Mortgage Electronic Registration Systems Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems Inc.

MIN#: 1000139-0080154735-1

LENDER: Irwin Mortgage Corporation

SERVICER: Everhome Mortgage Company F/K/A Alliance Mortgage Company

DATE AND PLACE OF FILING: Filed October 7, 2005, Faribault County Recorder, as Document Number 333741

ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: May 3, 2007 filed: May 18, 2007, recorded as document number 340366

LEGAL DESCRIPTION OF PROPERTY: To a Tract commencing at a point 288 feet West of the Northeast corner of Block or Parcel of land designated on the map or plat of the Village of Winnebago City on file in the office of the Register of Deeds of Faribault County, Minnesota as “Reserved for Mill Purposes“, on the North Line of said Block thence West on said North line 62 feet, thence South parallel with the East line of said Block 150 feet, thence East parallel with North line of said Block 62 feet, thence North and parallel with East line of said Block to point of beginning.

The above described land is located upon the South East Quarter of Section 34 in Township 104, North of Range 28. West of the Fifth Principal Meridian in the County of Faribault, State of Minnesota.

PROPERTY ADDRESS: 226 Cleveland Ave W, Winnebago, MN 56098

PROPERTY IDENTIFICATION NUMBER: 31 448 0140

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $60,573.05

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 6, 2009, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 12, 2008

Everhome Mortgage Company

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg – 308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

November 24,

December 1, 8, 15, 22, 29, 2008

__________________________

STATE OF MINNESOTA

COUNTY OF FARIBAULT

CASE TYPE: OTHER CIVIL

REPLEVIN/MORTGAGE

FORECLOSURE

IN DISTRICT COURT

FIFTH JUDICIAL DISTRICT

Court File No.: 22-CV-08-541

Paragon Bank,

Plaintiff,

v.

Scott Radtke d/b/a

Antiques on Broadway,

Defendant.

NOTICE OF SHERIFF’S SALE UNDER JUDGMENT AND DECREE – REAL PROPERTY

NOTICE IS HEREBY GIVEN, that under and by virtue of a Judgment and Decree made and entered in the above-entitled action on October 14, 2008, by the District Court of Faribault County, Minnesota, Fifth Judicial District, a certified copy of which has been delivered to me directing the sale of the premises hereinafter described, to satisfy the amount found and adjudged due plaintiff in the above-entitled action from defendant Scott Radtke as prescribed in the Judgment, the undersigned Sheriff of Faribault County will sell at public auction, to the highest bidder, for cash, on Tuesday, January 6, 2009, at 10:00 a.m., at the Faribault County Sheriff’s Office, 125 West Second Street, Blue Earth, Minnesota 56013, the premises and real estate, lying and being in the County of Faribault, State of Minnesota, described in said Judgment, to wit:

Lot Twenty (20), Block Twelve (12) as designated upon the recorded Plat of the Village of Wells, Faribault County, Minnesota, on file in the office of the Registrar of Deeds (now County Recorder) of said County.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 12, 2008

Michael S. Gormley

Sheriff of Faribault County, Minnesota

By: /s/Michael Gormley, Deputy