Public Notices 2-23-09

By Staff | Feb 21, 2009

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: March 13, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $83,000.00

MORTGAGOR(S): Louis F. Nelsen, Jr. and Amy M. Nelsen, Husband and Wife

MORTGAGEE: Bank of America, N.A.

DATE AND PLACE OF RECORDING:

Recorded: March 20, 2007

Faribault County Recorder

Document #: 339667

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: Bank of America, N.A.

Residential Mortgage Servicer: Bank of America

Mortgage Originator: Not Applicable

LEGAL DESCRIPTION OF PROPERTY: Lots 11 and 12 in Block 4 in Wallace’s Addition to Winnebago City (now Winnebago), Faribault County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

Property Address: 130 NW 2nd St. Winnebago, MN 56098

Tax Parcel ID No: 31.643.1010

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $88,790.52

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 5, 2009 10:00 A.M.

PLACE OF SALE: Sheriff’s Main Office, Courthouse, Blue Earth, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 19, 2009

Bank of America, N.A.

Mortgagee

Wilford & Geske

Attorneys for Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651)209-3300

File ID: 158955-36994

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

January 19, 26,

February 2, 9, 16, 23, 2009

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the

conditions of the following described mortgage:

DATE OF MORTGAGE: August 20, 2001

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $35,000.00

MORTGAGOR(S):Scott Cyphers, Single Person

MORTGAGEE: First Union National Bank of Delaware

DATE AND PLACE OF RECORDING:

Recorded: September 4, 2001

Faribault County Recorder

Document #: 313265

ASSIGNMENTS OF MORTGAGE:

And thereafter assigned to:

U.S. Bank National Association, as Trustee under the Pooling and

Servicing Agreement, dated as of August 1, 2002, among Credit-Based Asset Servicing and Securitization LLC, Residential Asset Funding Corporation, Litton Loan Servicing LP and U.S. Bank National Association, C-BASS Mortgage Loan Asset-Backed Certificates, Series 2002-CB4

Dated: June 14, 2002

Recorded: November 12, 2002

Document #: 319317

Transaction Agent: Not Applicable

Transaction Agent Mortgage Identification Number: Not Applicable

Lender or Broker: First Union National Bank of Delaware

Residential Mortgage Servicer: Litton Loan Servicing LP

Mortgage Originator: Not Applicable

LEGAL DESCRIPTION OF PROPERTY: Lot One (1) in Block Two (2) in the Original Plat of the Village of Winnebago, according to the plat thereof on file in the Office of the Register of Deeds in and for said County; and Lot Number Two in Block Number Two (2) as designated upon the original plat of Winnebago City (now City of Winnebago), Faribault County, Minnesota.

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

Property Address: 346 Cleveland Avenue Winnebago, MN 56098

Tax Parcel ID No : 312000160

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $38,522.88

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 19, 2009 10:00 A.M.

PLACE OF SALE: Sheriff’s Main Office, Courthouse, Blue Earth, MN

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A

DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 26, 2009

U.S. Bank National Association, as Trustee under the Pooling and

2002-CB4

Assignee of Mortgagee

Wilford & Geske

Attorneys for Assignee of Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651) 209-3300

File ID: 128800-38366

January 26, February 2, 9, 16, 23, March 2, 2009

_________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 1/24/2007

MORTGAGOR(S): Darin J. Clay and Sharon M. Clay, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for TMG Real Estate & Financial Services DBA First Omni Mortgage Lending

SERVICER: Countrywide Home Loans, Inc.

MORTGAGE ID #: 100077960000562968

DATE AND PLACE OF RECORDING: Recorded January 31, 2007, Faribault County Recorder, Document No. 339188.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for the Benefit of HSI Asset Securitization Corporation and HSI Asset Securitization Corporation Trust 2007-HE2 Dated:June 02, 2008, Recorded July 07, 2008, Faribault County Recorder, Document No. 344730.

LEGAL DESCRIPTION OF PROPERTY: The East 105 feet of Lots Four (4) Five (5) and Six (6) Block Seven (7) Muret N. Leland’s Addition to the City of Wells and the West Half (W 1/2) of vacated alley adjacent to the east line of said Lots Four (4), Five (5), and Six (6)

TAX PARCEL NO.: 304241250

ADDRESS OF PROPERTY: 467 8th Street West, Wells, MN 56097

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $96,807.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $106,570.87

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, March 25, 2009, 10:00 a.m.

PLACE OF SALE: East Door, Sheriff’s Office, City of Blue Earth

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 21, 2009

Deutsche Bank National Trust Company, as Trustee for the Benefit of HSI Asset Securitization Corporation and HSI Asset Securitization Corporation Trust 2007-HE2

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

Deutsche Bank National Trust Company, as Trustee for the Benefit of HSI Asset Securitization Corporation and HSI Asset Securitization Corporation Trust 2007-HE2

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-084300

February 2, 9, 16, 23,

March 2, 9, 2009

_________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 12/14/2006

MORTGAGOR(S): Jack E. Kruger and Mary Beth Kruger, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for Unlimited Loan Resources

SERVICER: Associates Financial Services

MORTGAGE ID #: 1002029-3061129007-5

DATE AND PLACE OF RECORDING: Recorded December 27, 2006, Faribault County Recorder, Document No. 338853.

ASSIGNMENTS OF MORTGAGE: Assigned to: CitiMortgage, Inc. Dated: January 06, 2009,

LEGAL DESCRIPTION OF PROPERTY: That part of the Northeast Quarter of the Northeast Quarter of Section 6, Township 104 North, Range 26, West of the Fifth Principal Meridian, Faribault County, State of Minnesota, Described as:

Commencing at a found solid rod designating the East Quarter corner of Section 6; thence North 00 degrees 00 minutes 00 seconds East (assumed bearing), along the existing Township Road centerline, the same being the East line of the Northeast Quarter of Section 6 a distance of 1853.62 feet to the Point of Beginning; thence continuing North 00 degrees 00 minutes 00 seconds East along said Road centerline and said East line, 506.04 feet; thence North 89 degrees 51 minutes 44 seconds West, 638.36 feet to a 1/2 inch square iron pipe monument; thence South 00 degrees 17 minutes 24 seconds West, 527.30 feet to a 1/2 inch square iron pipe monument; thence North 35 degrees 14 minutes 18 seconds East, 641.33 feet to the Point to Beginning.

Said tract contain 7.59 acres, subject to an easement for Township road purposes over and across the Easterly Boundary; also subject to any other easements of record.

Be the same more or less but subject to all legal highways.

TAX PARCEL NO.: 120060501

ADDRESS OF PROPERTY:

24839 440th Ave., Delavan, MN 56023

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $159,600.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $168,872.97

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, March 25, 2009, 10:00 a.m.

PLACE OF SALE: East Door, Sheriff’s Office, City of Blue Earth

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 22, 2009

CitiMortgage, Inc.

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

CitiMortgage, Inc.

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

12890-080414

February 2, 9, 16, 23,

March 2, 9, 2009

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: November 14, 2005

MORTGAGORS: Chad Jason Ludewig and Lana N. Ludewig, husband and wife.

MORTGAGEE: JPMorgan Chase Bank, N.A. as successor to Long Beach Mortgage Company.

DATE AND PLACE OF RECORDING: Recorded November 17, 2005, Faribault County Recorder, Document No. 334259.

ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as trustee for Long Beach Mortgage Trust 2006-01, Dated: December 10, 2008

TRANSACTION AGENT: NONE

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Long Beach Mortgage Company

RESIDENTIAL MORTGAGE SERVICER: Washington Mutual Bank

MORTGAGED PROPERTY ADDRESS: 435 1st Street Southwest, Winnebago, MN 56098

TAX PARCEL I.D. #: 312005600

LEGAL DESCRIPTION OF PROPERTY:

Lot Eight (8) in Block Forty-three (43) in the Village of Winnebago Faribault County Minnesota according to the Plat of said Village of Winnebago City (now Winnebago), on file in the office of the Register of Deeds of said County; Also a tract commencing at the southeast corner of said Lot Eight (8) aforesaid, running thence North along east line of said Lot Eight (8) to the Northeast corner thereof, thence East 10 feet, thence South parallel to east line of said Lot Eight (8) to a point 10 feet East of Point of beginning, thence west 10 feet to point of beginning, Being the vacated west 10 feet of Blue Earth Avenue adjoining said Lot Eight (8) on the East.

Abstract Property

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $51,600.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $53,919.24

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/ Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: April 3, 2009 at 10:00 A.M.

PLACE OF SALE: Sheriff’s Office, Faribault County Jail, East Door, 125 West 2nd, Blue Earth, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: January 27, 2009.

Deutsche Bank National Trust Company, as trustee

Mortgagee/Assignee of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

By: Paul A. Weingarden

Attorneys for Mortgagee/

Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

60-1661

0697014009

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

February 9, 16, 23,

March 2, 9, 16, 2009

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of that certain mortgage, dated the 13th day of June, 2008, executed by Thomas A. Feist and Kristi J. Feist, husband and wife, as mortgagors, to American Bank of St. Paul, as mortgagee, filed for record in the office of the County Recorder in and for the County of Faribault, and State of Minnesota, on the 19th day of June, 2008, as Document No. 344514;

That no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all notice provisions and conditions precedent as required by law; and that the mortgagee or assignee has elected to declare the entire sum secured by the note and mortgage to be immediately due and payable as provided in the note and mortgage;

That the original or maximum principal amount secured by the mortgage was Ten Thousand and no/100 Dollars ($10,000.00);

That there is due and claimed to be due on the mortgage, including interest to date hereof, the sum of Ten Thousand Four Hundred Sixty-Eight and 49/100 Dollars ($10,468.49);

And that pursuant to the power of sale therein contained, said mortgage will be foreclosed and the tracts of land lying and being in the County of Faribault, State of Minnesota, described as follows, to-wit:

Tract A: All that part of the Southeast Quarter (SE1/4) of Section 10, Township 103 North, Range 24 West of the Fifth Principal Meridian in the County of Faribault and State of Minnesota, described as follows: Commencing at the Southeast corner of the Southeast Quarter of said section; thence North 90000 West, a distance of 1042.85 feet, on an assumed bearing on the South line of said quarter section, to the point of beginning; thence North 90000′ West, a distance of 27.0 feet, on the South line of said quarter section; thence North 01009’30” East, a distance of 1088.05 feet; thence North 89040’30” West, a distance of 265.0 feet; thence North 05013’30” East, a distance of 498.54 feet; thence South 89032’13” East, a distance of 403.49 feet; thence South 01007’30” East, a distance of 439.70 feet; thence North 87039’00” West, a distance of 164.41 feet; thence South 01009’30” West, a distance of 1149.00 feet, to the point of beginning.

Tract B: All that part of the Southeast Quarter (SE1/4) of Section 10, Township 103 North, Range 24 West of the Fifth Principal Meridian in the County of Faribault and State of Minnesota, described as follows: Commencing at the Southeast corner of the Southeast Quarter of said Section 10; thence North 90000 West, a distance of 1042.85 feet, on an assumed bearing on the South line of said Southeast Quarter; thence North 90000′ West, a distance of 27.0 feet, on the South line of said Southeast Quarter; thence North 01009’30” East, a distance of 1088.05 feet; thence North 89040’30” West, a distance of 265.00 feet; thence North 05013’30” East, a distance of 498.54 feet; thence South 89032’13” East, a distance of 403.49 feet, to the point of beginning; thence South 01007’30” East, a distance of 439.70 feet; thence South 87039’00” East a distance of 100.15 feet; thence North 01007’30” West a distance of 443.00 feet; thence North 89032’13” West a distance of 100.00 feet, to the point of beginning.

The real property’s street address is 58807 170th Street, Wells, MN 56097.

The real property’s identification number is 04-010-0501;

will be sold by the sheriff of said county at public auction on the 7th day of April, 2009, at 10:00 a.m., at the East door of the Sheriff’s office, 125 West Second Street, in the City of Blue Earth in said county and state, to pay the debt then secured by said mortgage on said premises and the costs and disbursements allowed by law, subject to redemption by the mortgagors, their personal representative or assigns within six (6) months from date of sale.

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

Dated this 2nd day of February, 2009.

American Bank of St. Paul, Mortgagee

/s/ Jeff C. Braegelmann

#174701

GISLASON & HUNTER LLP

Attorneys for Mortgagee

2700 South Broadway

P. O. Box 458

New Ulm, MN 56073-0458

Phone: 507-354-3111

Fax: 507-354-8447

February 9, 16, 23,

March 2, 6, 16, 2009

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: 09/26/2006

MORTGAGOR(S): Michael Donnelly and Patricia Donnelly, husband and wife.

MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as nominee for America’s Wholesale Lender

SERVICER: Countrywide Home Loans, Inc.

MORTGAGE ID #: 1000157-00073254852

DATE AND PLACE OF RECORDING: Recorded October 06, 2006, Faribault County Recorder, Document No. 337914.

ASSIGNMENTS OF MORTGAGE: Assigned to: Countrywide Home Loans Servicing LP Dated:January 14, 2009,

LEGAL DESCRIPTION OF PROPERTY: Lot 6, Block 1 Andersen’s Addition to the Village of Elmore, Faribault County, Minnesota

TAX PARCEL NO.: 252050060

ADDRESS OF PROPERTY:

410 E. Iowa St., Elmore, MN 56027

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $68,000.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $71,250.92

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: Wednesday, April 01, 2009, 10:00 a.m.

PLACE OF SALE: East Door, Sheriff’s Office, City of Blue Earth

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: January 28, 2009

Countrywide Home Loans Servicing LP

Assignee of Mortgagee

Peterson, Fram & Bergman, P.A.

By: Steven H. Bruns

Attorneys for:

Countrywide Home Loans Servicing LP

Assignee of Mortgagee

55 E. 5th St., Suite 800

St. Paul, MN 55101

(651) 291-8955

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

16751-090006

February 9, 16, 23,

March 2, 9, 16, 2009

_________________________

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: February 4, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $63,000.00

MORTGAGOR(S): James M. Anderson and Ann C. Anderson, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

MIN#: 1000139-0079214649-4

LENDER: Irwin Mortgage Corporation

SERVICER: Everhome Mortgage Company

DATE AND PLACE OF FILING: Filed February 9, 2005, Faribault County Recorder, as Document Number 330789

ASSIGNMENTS OF MORTGAGE: Assigned to: Everhome Mortgage Company; Dated: January 28, 2009

LEGAL DESCRIPTION OF PROPERTY: Lot Six (6) and the South Half (S1/2) of Lot Seven (7) in Block Five (5) in Dow and Bowen’s Addition to Blue Earth City (now City of Blue Earth), Faribault County, Minnesota as designated upon the plat of said Addition on file in the Office of the Register of Deeds (now County Recorder) in and for said Faribault County, Minnesota, excepting therefrom the West 50 feet thereof

PROPERTY ADDRESS: 326 Linton St S, Blue Earth, MN 56013

PROPERTY IDENTIFICATION NUMBER: 21.272.0460

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $63,144.04

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 24, 2009, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: February 4, 2009

Everhome Mortgage Company

Assignee of Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg – 308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road, Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

February 9, 16, 23,

March 2, 9, 16, 2009

_________________________

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: October 14, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $84,000.00

MORTGAGOR(S): Bum Suk Cho and Tiffany A Cho, Husband and Wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc

MIN#: 100195910001120511

LENDER: First NLC Financial Services, LLC

SERVICER: Saxon Mortgage Services, Inc.

DATE AND PLACE OF FILING: Filed October 28, 2005, Faribault County Recorder, as Document Number 334013

LEGAL DESCRIPTION OF PROPERTY: Lots Twenty-Four (24), Twenty-Five (25), Twenty-Six (26) and Twenty-Seven (27), all in Block Two (2) of Garlock’s Addition to Wells

PROPERTY ADDRESS: 250 12th St. SW, Wells, MN 56097

PROPERTY IDENTIFICATION NUMBER: 30-245-0450

COUNTY IN WHICH PROPERTY IS LOCATED: Faribault

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $83,844.10

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 31, 2009, 10:00am

PLACE OF SALE: Sheriff’s Main Office, 125 West 2nd Street, Blue Earth, MN 56013

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: February 5, 2009

Mortgage Electronic Registration Systems, Inc

Mortgagee

SHAPIRO, NORDMEYER & ZIELKE, LLP

Lawrence P. Zielke – 152559

Diane F. Mach – 273788

Kristine M. Spiegelberg -308845

Melissa L. Baldridge Porter-0337778

Attorneys for Mortgagee

12550 West Frontage Road,

Ste. 200

Burnsville, MN 55337

(952) 831-4060

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This NOTICE is required by the provisions of the Fair Debt Collection PRACTICES Act and does not imply that we are attempting to COLLECT money from anyone who has discharged the debt UNDER the Bankruptcy Laws of the United States.

February 16, 23,

March 2, 9, 16, 23, 2009

_________________________

CITY OF BLUE EARTH

PUBLIC NOTICE

NOTICE OF HEARING

ON IMPROVEMENT

TO WHOM IT MAY CONCERN:

Notice is hereby given that the city council of the City of Blue Earth, MN 56013 will meet